What medicine doesn’t teach
The money educationskipped.
Most doctors are never taught to think about money. The income arrives; the control never quite follows. A complete financial roadmap — released phase by phase, in the order a doctor actually needs it.
Built by a resident doctor. Designed for doctors.
Get the guides →
The Curriculum
Nine phases. One prescription.
9 phases · 9 guides · each released as a free, no-fluff deep-dive
01
The Psychological Reset Fixing your relationship with money before a single tactic. Complete ↓ PDF guide
Reframing the doctor’s relationship with money before any tactics are introduced. Why psychology matters more than math in building wealth.
The comparison trap The delayed timeline The noble-profession trap Defining “enough” Psychology over math
02
Financial Hygiene The sterile foundation. Get this right before you invest a rupee. In progress ↓ PDF guide
Building the stable financial foundation before any investing begins. The operating table has to be sterile before you operate.
Emergency funds Automation SIPs as fixed expenses Simple allocation Credit cards Account setup
03
The Defensive Shield Risk protection first. Your financial PPE kit. Coming next
Risk protection before wealth building — and why insurance is a cost, not an investment.
Term insurance Health insurance Professional indemnity Cost vs investment
04
Investing Psychology The behavioural layer — why doctors fear markets, and how to stop. Upcoming
The emotional and behavioural layer before any instrument is introduced.
What investing actually is Fear of markets Volatility vs risk Why boring works Consistency over intelligence The discipline of doing nothing
05
Investing Basics The instruments, in human language. No jargon. Upcoming
The instruments explained in plain language — what to use, and how much is actually enough.
SIPs Mutual funds Index funds Direct vs regular Equity vs debt How much risk How many funds is enough
06
Goal-Based Investing Tying money to real doctor milestones — clinic, optionality, choice. Upcoming
Tying money to the milestones doctors actually face. Investing for optionality, not just returns.
Short / medium / long-term goals Investing for clinic setup Optionality over returns Retirement, a doctor’s lens
07
Portfolio Building The ownership mindset. Build it, then mostly leave it alone. Upcoming
The ownership mindset — what a portfolio actually is, and when not to touch it.
What a portfolio is Asset allocation, simplified The role of debt & gold Rebalancing without stress When to change nothing
08
Doctor-Specific Wealth Use From being a doctor to running a practice. Upcoming
Bridging the gap between being a doctor and being a practice owner.
CAPEX vs OPEX Clinic cash flow Loans vs leasing Pricing consultations sustainably Personal vs clinic money
Best suited for consultants and senior residents, not early-career doctors.
09
Long-Term Thinking & Peace Wealth as a tool, not a scorecard. Defining enough. Upcoming
The final phase. What financial success actually looks like in medicine.
Wealth as a tool, not a scorecard Peace vs ambition Defining enough Money & burnout Slowing down without guilt
Join the list
Get every guide as it drops.
One email when each phase goes live — plus the complete system when it’s ready. No noise, no selling, unsubscribe anytime.
A few emails a year, when there’s something genuinely worth sending.
20K+
Doctors following on Instagram
EADV
Accepted conference research
I’m Dr. Apurv Khandelwal — a dermatology resident writing about what medicine doesn’t teach you: money, mindset, reality, and AI in healthcare. This is the money part, written out in full — for people in exactly the position I’m in.
This is educational content, not a substitute for personalised legal, tax, or investment advice.
© 2026 The Wealth Prescription · Created by Dr. Apurv Khandelwal